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UCC lien public records refer to official documents that disclose Uniform Commercial Code (UCC) liens filed against individuals or businesses, which secure creditors' interests in collateral. These records are accessible through governmental databases and are essential during background checks to assess a party's financial obligations and creditworthiness. UCC lien filings can reveal vital information regarding outstanding debts, helping potential lenders or business partners make informed decisions. Accessing these records is crucial for due diligence in commercial transactions and evaluating risks associated with financing or entering into contracts.